ARTICLES

Technology and business,
from hands-on practice.

Articles on AI agents, business systems, financial AI, and e-commerce.

We write from the perspective of designing, building, and operating technology in real business contexts.

ALL ARTICLES (PAGE 4 OF 7)

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AI & Software

Shadow AI and Verizon's 2026 DBIR: Designing the Approved Path

The 45% and the 67% measure different things. Read separately, they point to what actually needs designing: an approved path people choose over the unmanaged alternative.

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AI & Software

Cloudflare's Agent Access Model: Permissions Beyond the Prompt

A reference architecture proposal and a private beta, read for what they say about binding, recording, and narrowing agent permissions outside the model.

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Fintech

Mercury Agent Cards: Enforced Spend Limits and Customer Liability

Telling an agent "spend up to this much" in a prompt is not the same as a limit that gets declined at authorization. And setting a limit does not move liability.

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AI & Software

What Agent Plugins Standardizes—and What It Does Not: Portability for Agent Skills and MCP Configuration

Conformance to a common format does not guarantee the same behavior on another product. Separating what Agent Plugins 1.0.0 standardizes from what remains product- or organization-specific.

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AI & Software

Bedrock Data's Agent DLP: Access Scope and Runtime Control

Permission settings tell you what an identity can reach. Runtime control tells you what a given tool call actually sent and received. Two controls worth keeping apart.

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Fintech

EU AI Act Becomes Generally Applicable: Key Annex III High-Risk Obligations Deferred to 2027

The AI Act became generally applicable on 2 August 2026, and the transparency obligations now apply. With key Annex III high-risk obligations deferred to December 2027, here is how the two timelines separate.

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AI & Software

What GhostApproval Reveals About Approval Screens in AI Coding Agents

Having an approval screen and giving the approver a meaningful decision are two different things. A look at the blind spot GhostApproval revealed in AI coding agents' approval design.

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AI & Software

73% of AI-Using Small Businesses Report an Impact on Employee Roles — What a U.S. Survey of 750 Owners and Operators Shows

73% reported an impact on roles and responsibilities, 70% on performance expectations — separating what the survey shows from what it does not.

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AI & Software

Designing for Continuity When AI Models Change

The problem is not that models change, but an architecture that has to be rebuilt each time they do.

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